When is a Real Estate Agent a REALTOR®
While all REALTORS® are state-licensed agents or brokers, the major difference between them is that a REALTOR® has taken an oath to subscribe to a stringent, enforceable Code of Ethics with standars of practice that promote the fair, ethical and honest treatment of all parties in a transaction. Non-member licensees have taken no such aoth and are not morally bound to the ethical practices and principles set for in the REALTOR® code.
Helpful Links for Consumers
The NC Homeowners Alliance represents the interests of property owners in the General Assembly and raises awareness of issues and legislation that affect consumers' most important investment: their home.
Homes4NC provides grants to housing organizations that assist first-time homebuyers, the homeless, families in crisis, victims of natural disasters and more. Our programs focus on those critical workers -- such as teachers, firefighters and nurses – who don’t earn enough to afford the average-priced home in the community they serve.
The N.C. Foreclosure Prevention Fund helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss, reduction in income, or temporary financial hardship, such as divorce, illness or death of a spouse. The Fund also assists returning veterans who are transitioning to civilian jobs.
Examples of USDA Rural Development Key Programs:
Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.
Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
Visit the North Carolina Division for more information.
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