The Cambria Somerset Association of REALTORS® is the voice for real estate in Cambria and Somerset Counties.
In honor of National Homeownership Month, the Pennsylvania Housing Finance Agency (PHFA) is holding a series of free homebuyer workshops throughout the month of June.
These six, 45-minute virtual homebuyer education workshops are a perfect opportunity for those who may be interested in becoming homeowners. The sessions will prepare buyers for the path to homeownership, and those who complete all six sessions will also fulfill the homebuyer education requirement necessary for a PHFA loan.
The sessions are available at both noon and 6 p.m. on the date listed. They are as follows:
• So, You're Thinking about Homeownership – Monday, June 13
• Be a Ready Buyer – Know Your Money! – Wednesday, June 15
• Mortgage Loans 101 – Monday, June 20
• Finding “The One” – Wednesday, June 22
• Sales Agreement Accepted: Now What? – Monday, June 27
• The Closing Table, Getting the Keys, and Life as a Homeowner! – Wednesday, June 29
For more information and to register, click here.
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WHAT TO KNOW
7 Reasons to Work With a REALTOR®
REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers:
- An expert guide.
Selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. Also, there’s a lot of jargon involved, so you want to work with a professional who can speak the language.
- Objective information and opinions.
REALTORS® can provide local information on utilities, zoning, schools, and more. They also have objective information about each property. REALTORs® can use that data to help you determine if the property has what you need.
- Property marketing power.
Property doesn’t sell due to advertising alone. A large share of real estate sales comes as the result of a practitioner’s contacts with previous clients, friends, and family. When a property is marketed by a REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.
- Negotiation knowledge.
There are many factors up for discussion in a deal. A REALTOR® will look at every angle from your perspective, including crafting a purchase agreement that allows you the flexibility you need to take that next step.
- Up-to-date experience.
Most people sell only a few homes in a lifetime, usually with quite a few years in between each sale. Even if you’ve done it before, laws and regulations change. REALTORS® handle hundreds of transactions over the course of their career.
- Your rock during emotional moments.
A home is so much more than four walls and a roof. And for most people, property represents the biggest purchase they’ll ever make. Having a concerned, but objective, third party helps you stay focused on the issues most important to you.
- Ethical treatment.
Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, you can expect honest and ethical treatment in all transaction-related matters.
Present by the Cambria Somerset Association of REALTORS® Data compiled from the Cambria Somerset Association of REALTORS® Multiple Listing Service
Copyright 2021 Realtors Property Resource® LLC. All Rights Reserved. Information is not guaranteed. Equal Housing Opportunity.
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